When you are involved in a car collision, exchanging insurance information with the other driver is a critical step toward resolving any damages or injuries. However, what should you do if the other driver refuses to share their insurance details? This scenario can be frustrating and alarming, leaving you uncertain about your next steps.
Whether you are dealing with minor vehicle damage or more serious consequences, California law requires motorists to exchange information. Always call law enforcement and take identifying photos or video evidence to have the option of locating them at a later time. Finally, contact a Callahan & Blaine car accident lawyer to seek justice for any injuries you suffered as a result of negligence.
What Is California Law Regarding Sharing Insurance Information?
In California, the law is clear about the obligations of drivers following an accident. According to California Vehicle Code Section 16025, all drivers involved in an accident must share specific information with each other at the scene. This includes their name and address, the vehicle registration number, the name and address of the vehicle’s owner if the driver is not the owner, and, crucially, the insurance information. The required insurance details include the insurance company’s name and the insurance policy number.
Failing to abide by these requirements leads to penalties, including fines. More significantly, if a driver intentionally refuses to provide their insurance information, it can be considered a misdemeanor under California law. This can lead to further legal consequences, including potential criminal charges.
This law aims to ensure that all parties involved have the necessary information to file insurance claims and receive compensation for any damages or injuries. Therefore, if the other driver refuses to share their insurance information, they are not only causing potential complications in the claims process but are also violating state law.
What to Do if the Other Driver Refuses to Share Their Insurance Information
When faced with a situation where the other driver refuses to share their insurance information after an accident, it is important to stay calm and follow these steps to protect your interests:
1. Call the Police
Immediately notify law enforcement about the accident and mention that the other driver is unwilling to provide their insurance details. A report is essential as it provides an objective record of the incident and can help in proving your case to insurance companies or in court if necessary.
2. Obtain Evidence
While waiting for the police, collect as much evidence as possible. Take images of the collision scene, damage to both vehicles, and any visible injuries. If there are eyewitnesses, ask for contact information and if they would be willing to provide statements later.
3. Record Details
Make a note of the opposing motorist’s license plate number, the make and model of his or her vehicle, and any other distinguishing details that could help identify them later. This information can be useful for law enforcement and your insurance company when locating the driver.
4. Report to Your Insurance Company
Notify your insurance company about the collision and the other driver’s refusal to provide insurance information. Your insurer may advise you on the next steps and may help with tracking down the other driver’s insurance details through their resources or through the Department of Motor Vehicles (DMV).
5. Consider Legal Advice
If the situation escalates or if you face difficulties in obtaining compensation, consulting are car accident lawyer is in your best interest. Our legal team will help you navigate the legal process and hold the responsible motorist accountable for injuries.
6. Use Uninsured Motorist Coverage
If you hold uninsured motorist coverage as part of your insurance policy, you may be able to claim for damages and injuries through this coverage, assuming the other driver is uninsured or underinsured.
By following these steps, you can ensure your rights are protected and that you have the best possible chance of receiving compensation, even when the other driver fails to comply with the legal requirement to share their insurance information.
Speak With the Car Accident Lawyers of Callahan & Blaine Today
If you find yourself in a situation where another driver refuses to share their insurance information after an accident, you must take prompt action to protect your rights and potential compensation. Working with Callahan & Blaine significantly improves your chances of a favorable outcome.
Contact one of our car accident lawyers today at (714) 241-4444 or fill out a contact form.
